FIRST TONIGHT…WHY THE LATEST PROBLEM IN PILGER COULD ONE DAY BE YOURS. GOOD I’M BRANDI PETERSEN. HUNDREDS OF NEBRASKA COMMUNITIES … YES HUNDREDS… SIT IN FLOOD PLAINS. AND JUST LIKE PILGER, YOU’D HAVE TO GIVE UP FLOOD INSURANCE TO I-TEAM’S DAVE ROBERTS JOINS US LIVE WITH THIS EXCLUSIVE DISCOVERING PILGER’S PLIGHT WITH FLOODPLAIN BUILDING REGULATIONS … CURIOSITY INSPIRED SOME INVESTIGATING. WE FOUND ANOTHER COMMUNITY… ONLY TWENTY MINUTES DOWN THE ROAD… WITH TOUGH CHOICES. MARRIED 65 YEARS … 60 OF THEM..RIGHT HERE IN THIS HOME. A HOME WITH A BASEMENT.(“Most of these houses on this block have basements.”) MARY ANN FOX AND HER HUSBAND DON’T PLAN ON LEAVING VALLEY…EVEN IT NATURE TRIES TO PUSH THEM OUT. (“For some reason you lost your home and you needed to rebuild here would you want a basement?” “Yes I would.”) 60 PILGER HOMEOWNERS… WHO LOST EVERYTHING… WOULD LIKE BASEMENTS TOO. BASEMENTS ARE ONE OF THE ONLY STRUCTURES THAT SURVIVED THE DEADLY TONARDO… AND SAVED COUNTLESS LIVES. BUT PILGER SITS IN A FLOOD PLAIN…AND IF A COMMUNITY WANTS TO BE ELIGIBLE FOR FLOOD INSURANCE…NO ONE CAN REBUILD A BASEMENT.(“After your house comes down or is damage more than fifty percent of it’s value then you are not allowed to have a basement anymore.”) 75 PERCENT OF PILGER IS IN A FLOOD PLAIN. HEAD SOUTH TO VALLEY… IT’S A LOT MORE… 95 PERCENT OF THE CITY MUST FOLLOW FLOOD INSURANCE REGULATIONS.(“The tornado hit here and wiped out these old homes, would you be is in and have to rebuild these houses without basements?” “Any house located in the floodplain, if it’s over 50% damaged at the the house was destroyed, they would have to elevate the entire structure out of the floodplain..”) IN RECENT YEARS … FLOODING ONLY THREATENED VALLEY. IN 2010… KING LAKE FLOODED WHEN THE ELKHORN RIVER BROKE IT’S BANKS.(“Have you ever had flooding problems?” “Yes, when the big flood was. We had water in the basement.”) THAT WAS 36 YEARS AGO… ON MARCH 20TH 1978… WHEN AN ICE JAM ON THE PLATTE RIVER SOUTH OF TOWN…BROKE LEVEES. BUT WHEN VALLEY DRIED OUT… SO DID THE BASEMENTS.(“We do have a lot of older homes here with basements. Some are slab on grade or crawlspace style.”) MARY ANN LOVES HER BASEMENT… AND THE SAFETY IT PROVIDES. IF TORNADO TOOK HE HOUSE… SHE NEED TO MAKE SOME DIFFICULT DECISIONS.(“I would probably live by the rules but I would think you have a right to have a basement.”) IT WOULD TAKE HOURS TO COUNT ALL THE NEBRASKA COMMUNITIES BUILT IN FLOOD PLAINS. MOST PROHIBIT THE CONSTRUCTION OF BASEMENTS. FOR SOME FAMILIES … A BASEMENT IS THE ONLY PROTECTION THEY HAVE FROM A TORNADO…AND BUILDING A NEW ONE … IS NOT AN OPTION. BACK TO YOU.